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Everyone has their own tips and tricks for saving a dollar here and there. Do you clip coupons, buy in bulk or save spare change in a jar for a rainy day? Share your best money-saving tips in today’s Hopkins Happenings’ Question of the Week.
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I only buy things that I need, and I avoid going to the mall or browsing in online store.
i am currently attending Dave Ramsey's Financial Peace University. it has been eye opening and helped me pay down my debts quickly. i have money direct deposited directly into a different account every montht that i don't see or touch and that helps me save since i don't notice it. i also have a Christmas Club account which sets the money aside as well.
I ask myself "Do i want it ? or Do I need it? I have saved money and even cut down on calories. It is a great word of advice given to me when a senior citizen as me why I am working 2 jobs. My reply was credit card debt. I am now out of debt and work 1 job. I have also been very blessed by my higher power:God.
Look over what you spent your money on from the last 3 months or more and write down the categories. Sometimes it's the little things that we don't think about that add up. Just knowing where it goes can help you plan a place to cut back and/or save.
Buy vintage/consigned clothes. Save money and usually better quality than what is produced today.
So true..so true...so true and you usually won't see the item on anyone else.
Save money? WHAT?
grocery shopping - don't go hungry and stick to your list.
other shopping - think about what you really NEED. not want,
Use cash.
I bring my lunch to work most days and make my own coffee or tea.
I don't buy at retail. Unless something is 50 percent off the ticketed price and I have a coupon, I have a hard time buying clothes or shoes from a department store. You can also get quality clothes at a bargain price if you go to a department store and shop end of season. I also save money bringing my lunch to work as much as possible.
The Ibotta app is a pretty good one! You scan your grocery receipts and get rebates in the form of Amazon gift cards, Walmart gift cards, or money directly deposited into a PayPal account. I've been using it for about 5 or 6 months and have received about $40 in rebates on items I would have purchased anyway.
I do not buy clothes (other than under-garments) at retail stores any more; I shop at consignment stores, thrift stores, and gladly accept hand-me-downs from relatives. I haven't bought a 'new' dress in probably 20 years - and I doubt I ever will again.